Our residential Rental Loan programs provides long-term financing to landlords and vacation rental investors seeking to purchase or refinance residential properties (SFRs, 2-4 unit properties, condos, and PUDs). We can lend on single properties as well as on portfolios.

• Loan Amount: $100,000 - $50,000,000

• Loan to Value: Up to 80%

• DSCR: As low as 0.90

• Loan Rate: Starting at 6.50%

• Rate Type: Fixed rate, interest-only

• Interest Payments: Monthly, reserves can be included

• Property Types: SFR, 2-4 Units, Condos, PUDs, Portfolios

• Loan Type: Purchase or refinance

• Loan Term: 3 or 5 year adjustable, or 30 year fixed

• Closing Time: Within 15 days from full file receipt

• Borrower: Individual or Business entity

• Credit Score: Starting at 640

• Ineligible States: AZ, MN, DE, ND, SD